Mr. Howard is the Founder of Premier Risk Management and has over thirty years of experience working in multiple disciplines under the auspices of risk management. His primary focuses are OSHA compliance in construction and general industry, environmental compliance, employment practices, and loss control. He regularly prepares employee handbooks, formal compliance plans, controlled substance policies, prohibition of harassment, and other safety and employment related documentation. He has investigated hundreds of catastrophic losses and provides guidance to multiple professionals in legal practice, insurance companies, third-party administrators, and employers on a national level. He is recognized as an expert in the field of risk management and is called upon frequently to provide testimony associated with his investigations. Mr. Howard has a unique and innovative approach to the many disciplines of risk management including extensive knowledge of self-insured, high retention, and large deductible programs utilized by many corporations today. He provides services in international, national, regional, and local markets. Additionally, he is noted as being one of the most dynamic and sought after speakers on the disciplines of risk management and the art of effective leadership. Mr. Howard is a decorated Veteran of the United States Air Force. After being Honorably Discharged from the United States Air Force and before starting his own company, he worked for Federal Express as the Southwest Safety Coordinator and as the Risk Manager for the Automotive Investment Group in Phoenix, Arizona. He is a native of Arizona and a Professional Member of the American Society of Safety Engineers, the Risk & Insurance Management Society, and the NRCC’s Business Advisory Council. Mr. Howard routinely teaches at Arizona State University for the Western Region OTI Education Center in multiple disciplines of safety and is an authorized U.S. Department of Labor trainer. He is an active sponsor of the Juvenile Diabetes Association, Shriners Hospital for Children, St. Jude Children’s Research Hospital, American Cancer Society and Wounded Warrior Project.